 Off Plan Developments |
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Aqualina,Koh Samui |
 Combining the latest developments in eco-design with iconic modern architecture; Aqualina presents a cool new approach to exclusive tropical living.
This unique hillside development on the northern coast of Thailand’s Samui Island comprises 18 exclusive villas in which innovative design exists in harmony with the natural environment. |
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TANAMERA, Koh Samui |
 An excellent and one off opportunity to purchase a ready made business and accommodation. Tanamera resort is a well know and well established resort, that is situated directly on Big Buddha Beach with spectacular views over to neighbouring Islands, Koh Phangan & Koh Som.
The resort, offering a unique private residence comprises of 6 private 2 bedroom and 2 bathroom Villas, 2 one-bedroom apartments and a studio apartment, all featuring spectacular sea views.
The centre piece to the resort is a spectacular and specially designed private salt water filtered infinity edge swimming pool surrounded by lush tropical gardens. The resort properties offer a ‘home away from home’ situated directly on the world renowned ‘Big Buddha’ beach. The resort package is sold on a leashold basis,(price available upon request), existing client bank, and management / housekeeping team.
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Maenam Heights Samui |
 Koh Samui, Maenam beach.
The property, a large, luxury 4 double bedroom villa with 50 sqm pool, in a westward position to capture the best of the Island’s afternoon sun and breathtaking sunsets.
In entirety the villa offers 500 sqm of living space, set in its own tropical landscaped gardens on approximately 1500 sqm of lush, verdant land.
Throughout the villa top of the range products are clearly in evidence including concealed split system ducted air-conditioning, all fixtures and fittings are of brushed steel, Sun Paradise double glazed window units, marble flooring in each room, solid granite outdoor terraces and sun decks and only aged teak utilised in all external wood areas.
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Thailand - Investment Finance
Property investment in Thailand requires careful financial planning. Below you will gain an understanding of the finance options available to investors wishing to purchase property in Thailand today.
Financing your property investment in Thailand could entail injecting your own cash resources or, as most serious investors prefer, a mortgage or equity release scheme.
Traditionally foreigners have not been able to borrow money in Thailand for property purchase. However, times are changing and loans are regarded as a positive way to attract foreign investment and further boost Thailand’s growing economy.
Terms of Thai loans:
Currency Baht (THB)
Loan to Value Up to 80% of the valuation price
Term 10 years
Thai banks are just beginning to regard foreigners, not as a credit risk, but as an investment opportunity and mortgages in Thailand are gradually increasing in availability.
Currently you should generally expect to obtain no more than 50% finance, with the exception to some well-known developments where finance of nearer 70% is available.
Recently a new branch of the Bangkok Bank has opened in Singapore and it now finances sometimes as much as 70% over 10 years for property purchase. This has opened up borrowing possibilities for property investment in Thailand and will have a positive impact on property prices.
HSBC in Thailand offers loans of between 1,500,000 and 35,000,000 Thai Baht. Typically they will lend up to 80% of the purchase price and interest rates can be fixed for up to three years.
For condo purchases, many investors still obtain a loan in their country of origin and then transfer funds via currency exchange deals to a Thai bank account.
1. Off-Plan Financing
Investors must remember that sometimes the developer will offer various finance options. This will often entail altering the required initial deposit and other key payment points throughout the construction phases of the property. Usually the developer can offer the most competitive finance options to investors and these are certainly worth considering.
As always, before making a commitment, we recommend you discuss your investment strategy with a lawyer, a reputable property agent with experience in the area and even a financial advisor
2. Equity Release
Put simply, equity release is a way of releasing some cash from the home without having to sell up and move house. If you have property in your own country and would like to borrow against this in an equity release plan, we can introduce you to independent financial advisors who can help you raise the necessary finance for your investment in Thailand.
If you are in your mid-50s or older and own your own home, you may be able to get a cash lump sum, a regular income, or both, by using an equity release scheme based on the value of your property. These schemes can be helpful in certain circumstances to raise money for a mortgage to finance your Thai property investment.
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